Welcome to NOBO (No Bounce). These Terms and Conditions (“Terms”) govern your use of our website and mobile application (the “Service”). By accessing or using NOBO, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Service.

1. Acceptance of Terms

By accessing or using NOBO, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We may update these Terms from time to time, and your continued use of the Service signifies your acceptance of any changes.

2. Eligibility

You must be at least 18 years old and capable of entering into a binding contract to use NOBO. By using our Service, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To use certain features of NOBO, you may need to create an account. You agree to provide accurate, complete, and current information during the registration process and to update such information to keep it accurate and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

4. Use of Service

You agree to use NOBO in compliance with all applicable laws and regulations. You may not use our Service for any unlawful or unauthorized purposes. You agree not to:

  • Engage in any activity that interferes with or disrupts the Service.
  • Attempt to gain unauthorized access to any portion of the Service or other systems or networks connected to the Service.
  • Use the Service to transmit any harmful or illegal content.

5. Payment and Fees

NOBO provides tools and services to help manage your payments and avoid bounced checks. However, we do not guarantee that all transactions will be processed without issue. It is your responsibility to ensure that you have sufficient funds in your account to cover any scheduled payments. We are not liable for any fees, penalties, or other costs arising from failed transactions.

6. Privacy Policy

Your use of NOBO is governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Service, you consent to our Privacy Policy.

7. Intellectual Property

All content and materials available through NOBO, including but not limited to text, graphics, logos, and software, are the property of NOBO or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our Service without our prior written consent.

8. Disclaimers

NOBO provides the Service on an “as-is” and “as-available” basis. We make no warranties or representations, express or implied, regarding the availability, accuracy, reliability, or completeness of the Service. We disclaim all warranties to the fullest extent permitted by law.

9. Limitation of Liability

To the fullest extent permitted by law, NOBO shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of the Service. Our liability for any claim arising out of or relating to the Service shall be limited to the amount paid by you for the Service, if any.

10. Indemnification

You agree to indemnify, defend, and hold harmless NOBO, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Service or any violation of these Terms.

11. Termination

We reserve the right to suspend or terminate your access to NOBO at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease, and we may delete your account and any data associated with it.

12. Governing Law

These Terms and any disputes arising from or relating to your use of the Service shall be governed by and construed in accordance with the laws of the jurisdiction in which NOBO operates, without regard to its conflict of law principles.

13. Dispute Resolution

Any disputes arising from or related to these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration association. The arbitration shall take place in the jurisdiction where NOBO operates.